![]() ![]() If you don’t have a million dollars lying around, a good home insurance policy helps ensure these enormous expenses are covered. If a delivery driver slips and falls, your home insurance will pay to defend you in court and/or pay the cost of a settlement. Home insurance also protects you in case you’re sued for something that happened on your property. That rebuilding, along with additional costs for demolition, replacing destroyed contents and finding a temporary place to live, can easily add up to a cool million dollars following a fire. And when they do, home insurance pays to fix the mess they cause.Īccording to Altus Group’s 2022 Canadian Cost Guide, it can cost as much as $1,050 per square foot to build a custom-built single family house in the GTA, with Ottawa not far behind at $955 per square foot. Fires, floods, storms and burglaries happen. Home insurance covers you in case something goes very wrong with your home.
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